what type of credit is gas bill & does accepting settlement help credit?

I am trying to fix some past credit. First i have a old Credit card for about 480. They are offering a settlement amount of 120. Should i take it? Will it help my credit? Or should i try to get them to let me make payments. This is about 4.5 years deliquent. Also what type of credit is a gas bill considered, open ended (revolving) or promissory?

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Mon, Sep 6, 2010

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Tags: Credit Card, gas bill

2 Responses to “what type of credit is gas bill & does accepting settlement help credit?”

  1. sugar c Says:

    take the settlement. I do not know what kind a gas bill is.

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