Utility Bills | How To Reduce Credit Card Debts And Enjoy Financial Freedom Today!

How A Bad Credit Report Affects Your Life

Sunday, February 28, 2010

A low credit rating or bad credit report can negatively affect virtually every aspect of your life. Whether you are consistently late on your mortgage or utility bills or you are over your limit on your credit cards, bad credit can make purchasing on credit virtually impossible, and it can limit your lifestyle in many [...]

My credit is terrible; about 20 collections accounts on my report. My credit scored is 486—how can I repair? ?

Wednesday, February 24, 2010

6 Comments

Hello to all out there in Yahoo world. I recently had problems getting a car financed through a bank because of my credit. I had a 3k down payment and the best offer I ended up getting was going to be pay 450/monthly for 36 months on a used car with low mileage. So I [...]

How much impact does a Debt Management Program have on your credit?

Friday, February 12, 2010

2 Comments

Some drastic changes have occurred in family’s income and I have to support two households (my own and my parents) for the time being. This means two mortgages and two set of utility bills. To help me manage this I am thinking of joining a DMP to reduce my monthly payment towards my unsecured credit. [...]

Best way to repair my bad credit…will any of these actions help?

Friday, February 12, 2010

10 Comments

Several years ago I bit off more than I could chew and had 3 major credit cards(Discover, Cap1 and MBNA) To make a long story short, they were all charged off about 5 years ago. I was going through a rough patch in my life and accrued some other miscellaneous debts like a 00 cell [...]

How do I fix my credit?

Saturday, February 6, 2010

6 Comments

When I turned 18 a few years ago, I got one credit card with a 0 limit. I didn’t expect for things to start going so awry, but they did. Over the next few years and up to now, I’ve had multiple evictions, numerous utility bills, 2 credit cards, a bunch of medical stuff and [...]

Five Credit Building Tactics

Saturday, January 23, 2010

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If you are looking to apply for a credit card, than youll need to ensure that you have sufficient creditworthiness. In reality, this is no easy task so if you are having problems with this, the following 5 credit building tactics should help. 1. Open a current account All credit card companies like to see [...]

Payday Loans: What Is It and What Can You Get

Thursday, September 3, 2009

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Payday Loans: What Is It and What Can You Get From It? Ever been in a situation where you need cash smack right in between paydays and that you spent most of your money on your daily needs, such as groceries and utility bills? If you have, then you know that being in this situation [...]