Credit Score is Important When Buying a Car

Do you check your credit score and credit report before you go shopping for a car? You might find out that it is well worth your while to do so, as some auto dealers are taking advantage of the fact that many consumers do not know their credit scores. No one likes buying a car; [...]

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Credit Score is Important When Buying a Car

Do you check your credit score and credit report before you go shopping for a car? You might find out that it is well worth your while to do so, as some auto dealers are taking advantage of the fact that many consumers do not know their credit scores. No one likes buying a car; [...]

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Credit Reports and Scores Often Confuse Consumers

Most people who are of an age to care about their credit are aware that the three main credit bureaus, Experian, Trans Union and Equifax, maintain credit reports on them. The bureaus keep track of loans, credit cards and bankruptcies and make note of whether each consumer pays his or her bills on time. Most [...]

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An Average Credit Score It Is Important When Borrowing

An Average Credit Score It Is Important When Borrowing The average credit score is the rating that the 3 major credit bureaus assign to your credit report. It is based on your borrowing and repayment habits and depends on how much money you owe and how many times you have applied for credit. If you [...]

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The 7 Ways To Protect And Improve Your Credit Rating

The 7 Ways To Protect And Improve Your Credit Rating Your credit score accounts for the amount of interest you have to pay for a loan or a credit card. Increasing your score in just a few points will make a big difference in the interest rate you will pay for a purchase. If your [...]

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How to increase credit score when you have NO credit?

My husband has a terrible credit score (median 569). He has no credit cards, no loans, no mortgage, no store accounts. He has a cell phone that is paid automatically but not reported to the reporting agencies. He has old bills (3-6 yrs old) from when he had his own business and was fully liable. [...]

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