Help with debt consolidation?

Hi, I checked my credit score and I’m currently at 529 average rating, which is pretty bad. No one ever taught me about money, but now that I’m 29 with 1 reposession, 34,000 in student loans and growing with grad school, and major delinquencies over 180 days past due – I was wondering what can [...]

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Moms who have had credit troubles, can you help?

I know this doesn’t belong in Newborn & Baby, but I have asked in other sections and I hardly got any answers. I always get good advice here, so I’m bringing it to y’all- because moms DO know everything I am interested in fixing my credit, but I am clueless of where to start. I [...]

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If someone adds you to there credit card account & ruins your score can you have it removed from your report?

Hello all! A few years ago my boyfriend decided to get secondary credit cards and add me to his credit accounts. I never once used the cards, and had a perfect credit report at the time. Recently I was turned down for a credit line increase so I checked my report and found that over [...]

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I have some questions about 'credit'?

What can I buy on credit? When can I start gaining/using credit? How do banks benefit from my use of credit? Does one have to be an adult to gain credit? What is a co-signer? What will co-signing for someone or having someone for me, increase my credit score? How can I damage my credit? [...]

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my credit report is trashed with charge offs,is it possible for me to fix my credit report and raise my score?

Im 24 years old, i,ve lived hard times ever since I turned 18 and as a result, my credit report is totally trashed,I have charged off credit cards,old utility bills, hospital bills, you can imagine what my score looks like, Im trying to turn everything around and raise my score and I know it takes [...]

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How Do You Go About Finding Out What is on Your Credit Report so That You Can Fix it?!?

Ok I know there are 3 credit bureaus. What I really need to know is where to start or what to do to fix it? My score I know (in 2000) was over 750 but now it’s way low. (bankruptcy and all) Another question would be – if I had a collection say like 7 [...]

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How my credit score report when I got severcan I raise al charge offs?and try to fix my credit

Here’s the story, I’ve been through some hard times and my credit is very bad now, I am in better standing financially nowadays and I want to fix my credit and I don’t know what to do, I have several charged off accounts and I’ve heard even if you pay it, it won’t help, I [...]

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