How do you obtain a personal loan from a bank?

I need a personal loan to pay off my bills and basically just get caught up financially, and is considering going to a bank and asking for a personal loan for the first time. Other than student loans, car loans, and check-n-go stores, I’ve never went into a bank to ask for money because I [...]

Continue reading...

Credit card debt and unemployment?

I’d like to get an idea of what my options are. I’ve contacted the credit card companies but all I get is an offer to reduce my monthly payments or a harsh reminder that "it’s your debt" and that I have to come up with the money somehow and that it’s not their responsiblity. I [...]

Continue reading...

How long will it take for my credit score to improve?

I have a substantial amount of debt, including credit cards and student loans. I am taking a year off from school, and the money I make at my job will be extra money for me and my husband. We’re planning to use that money to pay off half of my debt before I go back [...]

Continue reading...

How can i combine my credit card debt and my cost of tuition into one loan?

In august i will be going away to school. the cost of tuition is around 17,000 a year. at the same time i have about 4,000 dollars in credit card debt. is there any way i can payoff my credit card debt by adding it to my student loans? and how do i go about [...]

Continue reading...

How do I go about eliminating my credit card debt?

I am 23 with a nine-month-old son, and I owe (on top of my student loans from college) approximately ,000 in credit card debt. I am looking to do a debt management/consolidation program, but was wondering if I should just contact those credit card companies that say to call them if I have "financial difficulties" [...]

Continue reading...

What are some great ways to reduce your monthly expenses?

So, my wife and I are on a tight budget to try and eliminate some debt. We have a ton of student loans and worked up some credit card debt. They're not to the point where we feel like we're drowning, but we certainly want to get rid of them so we can put our [...]

Continue reading...

What is the fastest way to get rid of student loan debt?

I'm paying off a lot of credit card debt and currently have my student loans in a deferral status. But the big monthly payments will start up again at the end of this year. Aside from trying to "drop off the radar screen" or looking for a much better-paying job that would quickly burn me [...]

Continue reading...