Student Loans | How To Reduce Credit Card Debts And Enjoy Financial Freedom Today!

Young with serious credit issues?

Wednesday, February 2, 2011

I need some help with this. When I was a teenager, I signed up for a cellphone plan, but almost immediately after, I got into a very serious medical situation in the family. Now, I SHOULD have cancelled the phone plan. But being short sighted, I didn’t think about it, let it run on, collect [...]

Help with debt consolidation?

Friday, January 28, 2011

3 Comments

Hi, I checked my credit score and I’m currently at 529 average rating, which is pretty bad. No one ever taught me about money, but now that I’m 29 with 1 reposession, 34,000 in student loans and growing with grad school, and major delinquencies over 180 days past due – I was wondering what can [...]

What is the best way to go about paying off debt that has gone to collections?

Friday, January 21, 2011

5 Comments

Currently, I have no open lines of credit, except for student loans. Besides that, I’m in roughly 1500 worth of debt that has gone to collections. I read sometimes that paying of debt can hurt not help your credit score as referenced here: A charge off can lower your credit score by up to 100 [...]

what is the best way to pay off bad debt?

Thursday, January 20, 2011

3 Comments

Currently, I have no open lines of credit, except for student loans. Besides that, I’m in roughly 1500 worth of debt that has gone to collections. I read sometimes that paying of debt can hurt not help your credit score as referenced here: A charge off can lower your credit score by up to 100 [...]

I have bad credit, how do I fix it?

Friday, January 14, 2011

11 Comments

I’m in my early 20′s and I have bad credit. A few years ago, I went behind my parents back and got a load of credit cards and charged about 00. I have been trying to pay back my creditors, but I have missed payments, not paid enough. It’s just been bad. I’m a full [...]

Question about fixing my CREDIT!?

Tuesday, December 21, 2010

2 Comments

Ok. I have 4 credit cards (all from 2006) totaling ,235.00, a 7.00 cell phone from 2006, and 2 student loans from 2007 that are ,654.00. All of this totals ,626.00 of bad debt on my credit. Ok I’m expecting a large amount of money in the next 2 or 3 months. If I just [...]

Credit Question: Are Credit counselling services a waste of time or do they really help?

Friday, October 22, 2010

4 Comments

I am 24 years old and I owe about 15,000 in unpaid student loans and charged-off credit cards. I am reading different sites and am getting mixed information regarding how long things affect your credit. Some sites are saying that regardless if i pay my debts that they will remain on my credit for 7-10 [...]