Student Loan | How To Reduce Credit Card Debts And Enjoy Financial Freedom Today!

i have $12,000 in credit card debt?

Monday, March 30, 2009

i have an appointment with credit counsellor on thursday, and i want to know what i can expect from it. i am ,000 in credit card debt.. and even more if you include student loan. but rite now all i want to do is get rid of the CC debt what does credit counselling do? [...]

can you get a driver’s license if you have credit card debts, or student loan debts?

Sunday, March 29, 2009

7 Comments

i have student loans debts, but not in default… because i have interest relief. but i have credit card debts in default can i still get adrivers license Read more here

Is consolidating your bills a good idea before trying to get a new home loan?

Wednesday, March 25, 2009

8 Comments

The way I look at it, I'll be out of debt at the end of this year, not including my car and small student loan…yeah, I know. I made a lot of stupid decisions. I DON'T have bad credit. I've had 2 homes and sold them both. I can get a mortgage loan, but wanted [...]

How long does it take to fix credit after paid all debts?

Monday, March 23, 2009

4 Comments

I've had a credit card which I paid last year , a student loan that I got out of collections 6 months ago and had a car loan that went to collections which is also paid as of last week. How long till my credit starts getting better? I can't get credit on anything now [...]

How can I improve my credit score of 607?

Saturday, March 21, 2009

8 Comments

Unfortunately, I dont have any credit cards (I get turned down) and my only bad credit is my student loan, which is now being garnished from my paycheck. I would like to get a credit card eventually. Read more here

How do I improve the debt to credit ratio on my credit report?

Saturday, March 21, 2009

2 Comments

The only available credit that is listed on my credit report is my student loan. The current balance of the student loan is ,500 and it started at ,000, so my debt to credit ratio is 92%! I keep getting denied by credit card companies because of this high ratio (they state this reason on [...]

How can i raise my credit score if i have 6 accounts in collections and i am paying on a student loan?

Wednesday, March 18, 2009

7 Comments

…it seems like going through a debt settlement, or consolidation, or negotiation is something I can do on my own, i'm just not sure if this will raise my credit score if all my accounts are 2 years past due and I have no current open accounts. I can't even get approved for an unsecured [...]