Fixing my credit with my father's loan defaulted on there.?

Ok.. I know this has probably been asked 100 times but this is my scope. 6 days after I turned 18 my father and his ex-wife had a pile of school papers for me to sign so I could go to college. (Waivers, agreements, etc) But among those was a student loan paper from ACS-MEFA [...]

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Need to fix my personal credit, but how and how fast?

I have been turned down for credit cards…do not have any in my name, but I ended up piggy backing on my wife’s Target credit card. It’s been about 9 months since sharing my wife’s credit card and do not have over 30% of borrowed and have been making monthly payments. I also went to [...]

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Help with appealing something on my credit?

Hi everyone. I had a student loan back in 2003, and it was sent to collections. I made new arrangements, and they said if I rehabilitated the loan(which I did), they would remove the negative report from my credit report. I checked today, and it is still on my report. I was wondering if I [...]

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I NEED CREDIT HELP $$#@$#!?

Well guys… From about 18-21 I obtained a few different credit cards (3-5). In my young stupidity I ran these cards up and could not pay them off. Last year, I saved up about ,000 and contacted all of the collection agencies that had been writing me letters. I settled on all of the cards [...]

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I NEED CREDIT HELP $$#@$#!?

Well guys… From about 18-21 I obtained a few different credit cards (3-5). In my young stupidity I ran these cards up and could not pay them off. Last year, I saved up about ,000 and contacted all of the collection agencies that had been writing me letters. I settled on all of the cards [...]

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Please review this and let me know what you think? :)?

I am applying for my first Studio, its a low income housing complex that has a very intense screening process. They pull your credit report and it has to be at 650 or higher (Im at like 653 w/ Experian- but I dont know what bureau they use that might make my score a little [...]

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Credit Card Issues (how to get out of it)?

I have a credit card with about ,000. I’ve used the credit card for paying for school, stupidly believing that would be a better route than getting a student loan (yes, I know, stupid thinking). I got a car a year ago, and that has opened my eyes to all this stuff about loans and [...]

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