Statute Of Limitations | How To Reduce Credit Card Debts And Enjoy Financial Freedom Today!

Is credit card debt considered an open account or a written contract?

Friday, June 19, 2009

I live in the State of Georgia and am being sued over an old credit card that I defaulted on. It has been more than 4 years but less than 6 years since the date of default, so depending on whether credit card debt is considered an open account or a written contract in the [...]

Is the SOL on credit card debt determined by the state you currently live in or where the debt originated?

Monday, June 8, 2009

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Is the Statute of Limitations on credit card debt, determined by the state you currently live in or where the debt originated? I have a debt that I stopped paying on in Jan 2002. I acquired the debt while living in Texas and stopped paying it while living in Texas. My husband is military so [...]

Is there any statute of limitations for a company trying to collect credit card debt?

Wednesday, April 8, 2009

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I have a credit card company coming after my wife for a credit card debt from 2000. This is coming totally out of the blue. We had paid off all of her credit card debt back in 2002 before we got married. We got rid of all proof of payments that we made on her [...]

Credit Card Debt- Am I Immune to persecution?

Thursday, March 5, 2009

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I was having a chat with a creditor collector the other day who was trying to get my American Express Debt (around 00) put on another one of my cards. I have not paid that debt in almost a year now so most of it is fees and such, and I live in Florida. I’m [...]

What is the statute of limitations for credit debt in Nebraska?

Sunday, March 1, 2009

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I received a phone call from First National Collection Bureau regarding a debt from Sept. 1998. I don’t recall having an account with the bank they mentioned. They sent me a letter stating that if I don’t respond to them in writing then they would assume the debt is valid. I have no records, even [...]