How worried should I be about a credit check? I am a new grad who has terrible credit from too much credit?

So I recently graduates from college with a bachelors in engineering from a great school. During my sophomore and freshman year I got a bunch of credit cards, used them all up and never paid them. Today, I have a credit school of 490 and a bunch of negative marks and 2 judgements on my [...]

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I’m looking for a credit card that could help my credit score?

I am a sophomore in college and I am working at Taco Bell. My freshmen year, I messed up 3 credit cards and the credit cards went to the credit bureau already. I want to do something that may help my credit score out a little and still be able to buy things. What is [...]

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Do Student Loans Effect my Credit Score?

Right now I am a sophomore in college, and of course have a good amount of money in student loans. I was wondering if these loans effect my credit score, and in turn effect what kinds of credit cards I can be approved for. If so, what can I do to help repair my credit? [...]

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