I have bad credit, my son’s father wasn’t in the picture. I chose to raise him, but my credit is awful, I owe about 2,000 on three credit cards on collections and I am trying to find my first place with me and him to be safe and I can find a good job and [...]
Continue reading...Tuesday, November 2, 2010
My question is I have a few collections from back in 2000, someone told me that they come off your credit report in seven years. I paid a company to fix my credit and all they did is dispute my accounts they were successful in removing them but they came back and this time they [...]
Continue reading...Friday, October 15, 2010
I have over 20,000$ in credit card debt and I had it since 2003. I have never made any payments on them since 2003. The creditors increased my interest to 25-30% after I stopped paying and started debt collecting activites by sending me letters and making phone calls for few years. I did not pay [...]
Continue reading...Thursday, September 16, 2010
I have several accounts (over seven years since last delinquency) that were just recently removed from my credit history. I’m not sure on how to handle it. Should I try to settle the accounts or forget about it? And if settling the account is better, how should I approach the collection agencies? I do want [...]
Continue reading...Friday, May 14, 2010
In recent years, the amount of credit card debt being carried by Americans has reached hundreds of billions of dollars, with interest payments each year that would sink the economies of many small nations. But you can eliminate your credit card debt forever, even if everyone around is stuck in an endless cycle of debt [...]
Continue reading...Thursday, May 13, 2010
OK i never had a credit card but i did have a bank account and I took out more than what I had. gas bills, light bills, and hospital bills I never paid i heard that I heard from a friend that i cant up a bank account for Seven years. I was 16 yrs [...]
Continue reading...Thursday, March 18, 2010
I have ignored my credit problems for years. I don’t want that life anymore. I don’t want to be treated like a third rate citizen anymore. I want a house, a new car etc… I don’t know what the best route is though. It is mostly all credit cards. There are couple other little things. [...]
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Tuesday, January 18, 2011
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