European debt crisis and your money

Italy might be 5361.63 miles across the Atlantic Ocean, but that distance may not be far enough to tame the worry for us here in the Unites States. Here in the U.S, the European crisis is definitely a cause for concern. In today’s global market, the crisis affects everyone from Government to small business owners,  [...]

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Credit Card Debt Some Remedies

If you have credit card debt, then dont just bury your head in the sand and hope it all takes care of itself. If you do this, the problem will only get worse. While it can be difficult to face your debts, the earlier that you do so, that you accept them and accept that [...]

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Should i work with a debt consolidation/repair company if my credit score is 518?

My credit score is 518 so i dont qualify for any loans at any banks, not even P2P lending like prosper.com. I have been reading books about debt management and i am considering going to one of these companies. What is holding me back is that i know it’ll show on my credit report and [...]

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Credit Counseling Agencies: Good Or Bad?

There are many different opinions from financial experts and consumers regarding the use of Credit Counseling Agencies in order to help get out of debt. Some will tell you it’s the best thing you can do for yourself when you’ve gotten into uncontrolled debt, while others will warn you to stay as far away from [...]

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Effects of Credit and Paying Off Car Note?

Here’s my situation (a little long and embarressing, but what can I do?): In 2007 I bought a new car with a horrible interest rate (18%) to eat up a trade that I was 00 upside down in. I’ve had credit problems in the past, but am now trying to get on the upswing. All [...]

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Does it make sense to save money if you have credit card debt?

I’m planning on going to vegas in july so i am saving money, but i do have balances on my two credit cards. Would it make sense to keep putting money into a savings account when i have debt? Should i pay off my credit card debt before saving money? Thanks for any suggestions!

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How can you go about getting a personal loan from a bank? What collateral do you usually need?

I will probably need to replace my car soon, but I don’t know that I want a traditional car loan because it would require having more insurance, and thus be rather expensive for me. (It’d be about double for me, as I don’t have a spotless driving record). I was wondering if instead I could [...]

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