Should I be required to share money gifted to me by my father with my husband?

Recenty, I received ,000 from the sale of my father’s house. It was a gift from him as he is not yet passed away and wanted to see each of us receive part of our inheritance while he was still living. My husband of 22 year and I have been on an emotional and financial [...]

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want to buy a home, how can we fix his credit score?

fiance has a score of 507. he makes alot more than i do but my score is 750. however we cannot be approved for a mortgage based off my salary it is not enough, while his is more than enough. we are going to get his collections reconciled or try to but he has a [...]

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is their help for people who get behind on their mortgage payments?

got behind due to unexpected repairs to the house, busted pipes, hot water heater quit, central air unit went out, high utility bills, leaving check to check on a teachers salary and trying to provide for four kids and a granddaughter by myself, tried a good website called prosper.com but my credit score was to [...]

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Credit Repair – low scores (548) can't apply for new credit… can't afford to pay old stuff– what next?

I only had two years of good history, before I really screwed it up. Everyone has a story– I do to. 100% commission jobs that never panned out. My education loans went into collections My two credit cards went to collections (one charged off, one I settled and paid off) I have not used credit [...]

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Credit card debt – payoff options?

I lost my job just before major surgery and took 2 years to recover before I could return to my previous income level. During that time I incurred considerable CC debt – K. I’m now back at work and I have substantially increased my salary but because of some slow pays and maxed out cards [...]

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Im beginning to feel like the only person without a savings.. thoughts?

Im 1/2 of a young (25) engaged couple a few years in the work force. I now make enough to get by- but not enough to put money away in savings ( i am putting money away in a 401k though for retirement) I dont make a super low salary- but its still low enough [...]

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Debt consolidation vs. debt relief vs. debt negotiations, it all very confusing, what is the best way to go?

I have just over ,000 in credit card debt, I have not been late on a payment yet but the problem is I can only afford the minimums and it is killing me and will take forever to pay off these debts at this rate. Now, my salary is being cut due to the financial [...]

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