Do You Have Healthy Credit?

Read more and learn how to keep your credit healthy. Jeanne S. answered an ad that promised 0% financing for her new car. When she got to the dealership, the best she could get was 6%. Marco N. and his wife found their dream house. But their loan officer told them that the interest rate [...]

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The Easy Way To Build A Good Credit Score

If you want to have a good credit score, you need to be very decisive and flexible at all times. Although there are some people who have large credit lines, this does not mean that they can always handle their debts properly, resulting in bad credit. If youre applying for credit, be sure that the [...]

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The Easy Way To Build A Good Credit Score

If you want to have a good credit score, you need to be very decisive and flexible at all times. Although there are some people who have large credit lines, this does not mean that they can always handle their debts properly, resulting in bad credit. If youre applying for credit, be sure that the [...]

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Improve Your Credit Score By Correcting Your Credit Report

Under the Fair Credit Reporting Act (FCRA), both the consumer reporting company and the information provider (the person, company, or organization that provides information about you to a consumer reporting company) are responsible for correcting inaccurate or incomplete information in your report. To take advantage of all your rights under the FCRA, contact the consumer [...]

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Improve your credit score

What does Credit Score mean? A measure of credit risk calculated from a credit report using a standardized formula. Factors that can damage a credit score include late payments, absence of credit references, and unfavorable credit card use. Lenders may use a credit score to determine whether to provide a loan and what rate to [...]

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Improve your credit score

What does Credit Score mean? A measure of credit risk calculated from a credit report using a standardized formula. Factors that can damage a credit score include late payments, absence of credit references, and unfavorable credit card use. Lenders may use a credit score to determine whether to provide a loan and what rate to [...]

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Accurate Negative Information And Controlling Your Debt

When negative information in your report is accurate, only the passage of time can assure its removal. A consumer reporting company can report most accurate negative information for seven years and bankruptcy information for 10 years. Information about an unpaid judgment against you can be reported for seven years or until the statute of limitations [...]

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