How to stop credit card debt before it even happens

Debts can gift you sleepless nights make you irritable and tense. Being deep in credit card debt sucks. Whether you went on some Blackfriday spending spree with your Visa card, or had to pay your bills with your MasterCard to make ends meet, ending up with an unheard of amount of credit card debt and [...]

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What is the resoning behind being judgemental of people who live paycheck to paycheck?

Me and my fiance live together in a 1 bedroom apt. I was layed off from my computer repair job back in september, and its been hell trying to find another computer job. I won’t work basic jobs like fast food / retail because i get fired from those the minute i get hired, due [...]

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So how can I repair my credit?

I’m @ 480 right noW with haha get this 4 charge offs from around march and april of 2007 almost a year ago I paid of one which was capital one. I was going to pay off the other 3 but I heard at this point that they will only hurt me as the accounts [...]

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Should I file for bankruptcy?

First and foremost I want to say thank you for all answers I recieve. This is obvisously not an easy time in life and all answers are carefully read, as I hope that you take into consideration all that my situation entails. When I was 19 I set out to get myself a great credit [...]

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Getting Out Of Credit Disaster Mindsets

It’s no secret why so many Americans are in debt up to their eyebrows. The moment a teenager reaches his or her eighteenth birthday; if not sooner, credit card companies begin sending offers for credit cards. Some of the offers are extremely tempting, screaming promotional and introductory rates of 0% for the first six months, [...]

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Which is better for my credit to pay a debt quickly or to show faithful ontime payments over time?

I am working to improve my credit a little. I had a couple of charge offs that fell off of my credit score recently, and I am trying to reestablish that I am a more responsible person than I was back then. I have paid off a car on a 5 year loan which helped [...]

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do you understand this economic plan?

We can’t wait to help workers and families and communities who are struggling right now – who don’t know if their job or their retirement will be there tomorrow; who don’t know if next week’s paycheck will cover this month’s bills. We need to pass an economic rescue plan for the middle-class and we need [...]

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