Paycheck To Paycheck | How To Reduce Credit Card Debts And Enjoy Financial Freedom Today!

Im beginning to feel like the only person without a savings.. thoughts?

Tuesday, February 2, 2010

Im 1/2 of a young (25) engaged couple a few years in the work force. I now make enough to get by- but not enough to put money away in savings ( i am putting money away in a 401k though for retirement) I dont make a super low salary- but its still low enough [...]

Foreclosure: Walking away from my house?

Monday, December 28, 2009

3 Comments

This is the last thing I want to do, but I’m afraid I’m out of options. I live paycheck to paycheck and have enough debt to dip into credit cards monthly to pay utilities. My wife just lost her job and there’s no way we can pay our credit card bills and mortgage. We bought [...]

Could I ever get out of debt?

Sunday, December 27, 2009

9 Comments

after a major financial upset me and my husband plummeted head first into the deep dark hole of debt. We now make 30k a year. We had a 4k credit card balance that we took care of through a settlement using our entire tax refund. All of our accounts are now in collections including 8k [...]

Credit Counseling Can It Get You Into More Trouble?

Friday, November 13, 2009

0 Comments

Credit Counseling Can It Get You Into More Trouble? Does your heart skip when the phone rings? Are you afraid to open the mail and get another letter from a debt collector? If so, you are not alone. Many Americans are in debt up to their eyebrows and most don’t even know what options are [...]

OK, an entirely different credit question.?

Friday, October 23, 2009

3 Comments

I have one credit card which is not the main source source of my debt. My problem is Dr. bills from my wife’s illness’. a few of them have gone to the AG’s (Attorney Generals office) and some to collections. I need to figure out a way to reduce my outstanding non credit debt with [...]

Are Payday Loans The Best Answer When You Are Caught

Monday, August 31, 2009

0 Comments

Are Payday Loans The Best Answer When You Are Caught Short? There will come a time in your life where you will be in desperate need of money but will be caught in between paydays. In fact, you might have experienced it before. If you did, then you know how this can really frustrate someone. [...]

How terrible is it to have credit card debt?

Tuesday, July 14, 2009

11 Comments

I’m a 24 year old single mom of one….I do not live above my means in any way yet we usually don’t even make it paycheck to paycheck. It is so frustrating not being able to just do….needing an oil change is a struggle nevermind my son wanting to do tae kwon do. I see [...]