Should I get a house, pay off credit debt or pay off private student loans?

I have about 30k in cash laying about in a low interest account (3%). I could use this to pay off my credit card debt of about 5k or pay down my student loans (40k – private@8%). Additionally, since prices in my area have come down I could use this to pay into a mortgage [...]

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Should i just let the baliffs take things out of my property for my credit card debt?

I mean its not my house, its my Father's & family, but am in debt so is it better to just take thousand pounds worth of property & get it onver & done with? what are the other options or infact what is the worst that can happen if you dont pay? thanks. Read more [...]

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How can I reduce my debt with the following situation?

I own my home. My first mortgage is 0,000 my second mortgage is ,000. I have approx ,000 in unsecured credit card debt (approx 12 accounts). My home has dropped in value by about ,000. What are my options? I would like to eliminate all my credit card debt and have at maximum 3 accounts [...]

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I am trying to consolidate my credit card debt without being a homeowner, what are my options ?

I owe about 11,000. My FICO score is good and none of my bills are delinquent. I want to maintain my FICO score as best I can while consolidating my bills to reduce interest and pay down faster. I cannot qualify for a personal loan due to my credit to debt ratio, and not being [...]

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Can I reduce my APR on my credit card W/OUT the debt consolidation company’s involvement??

I have about 10k in credit card debt. I took cash advances on one card that has a 5k balance and the interest is killing me. The other cards have low APR's and are fine. I tried calling the company to ask if any available programs and they say no. Do I have any options [...]

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What is the Best Credit Card Debt Relief Companies?

I'm looking for an alternative to bankruptcy and wanted to see what my options are? I've looked into credit counseling and I don't feel that is the right option for me. I wanted to know what other options are Available for me?

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What’s a good way to get out of credit card debt?

I want to get out of credit card debt. I'm in college, but am working. I have several cards that are at their limits, and have used most of my savings trying to pay the interest each month. I probably have a total of 00 in debt, and while I make around 00-10000 a year, [...]

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