Check Card Balances and Credit Rating Scores?

Thinking (key word) I was doing the right thing, I stopped using my department store credit cards and stuck with the majors (Visa, M/C & Discover). Well we all know what happened next. The department stores closed the accounts for non-use, lowering the amount of credit available to me AS WELL AS LOWERING MY CREDIT [...]

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Free Credit Report Know where do you stand

Free credit report is in many countries, credit report is a record of an individuals or companies which has the record of past borrowing and repaying, including information about late payment and bankruptcy. Having a good credit saves your money. And one should have a credit report to see actual where your credit stands. Accessing [...]

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Are we gonna lose our home?

Bought a home for 0,000, tax assessment is now at 8,000, but homes aren’t selling in our neighborhood, not even for 0,000. We are about to go 30 days late on our mortgage payment. We have been pulling nearly 00/month from our credit cards since September in hopes that we’d be able to figure out [...]

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How many points does your credit score go down for late mortage payments?

How many points does your credit score go down for every late mortgage payment made 30-35 days after the due date? Is this hard to repair?

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Are we gonna lose our home?

Bought a home for 0,000, tax assessment is now at 8,000, but homes aren’t selling in our neighborhood, not even for 0,000. We are about to go 30 days late on our mortgage payment. We have been pulling nearly 00/month from our credit cards since September in hopes that we’d be able to figure out [...]

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Any ideas as of best way to deal with mortgage in a vacant house?

Getting rid of my mortgage payment without hurting the credit that much? “What would you do in my situation?” I bought a house in 2005 for 160K, fully financed. I bought a car few months later for 20K (my fully paid one broke and I needed a new one which represented more monthly payments out [...]

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Getting rid of my mortgage payment without hurting the credit that much?

"What would you do in my situation?" I bought a house in 2005 for 160K, fully financed. I bought a car few months later for 20K (my fully paid one broke and I needed a new one which represented more monthly payments out of pocket). Additionally I paid for the landscape, gutters, electrical outlets and [...]

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