How Can I Fix/Improve My Credit Rating With Out Filing For Bankruptcy?

I was going to file for bankruptcy but it’s going to cost me more money than I have right now. I heard that the "create a new credit file" is a total fraud and a felony so that options obviously out. I read that there our "credit kits" to help you improve your score but [...]

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How can I fix my credit?

Hello All, I just checked my credit report and I realized that my debt has escalated to more than 15k. Thank God now, I have that money available to pay off all of it. The problem is, I do not know which way is best for me to go. Should I pay all of them [...]

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Debt over 800 dollars i need help no job, or good credit.?

So i was layed off January 2009 and i had a credit card this was my first job, and i had about 300 dollars worth payed on there, so i thought i could pay it with my lay off money. a week later my cousin and i went to a target, and the idiot stole [...]

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What is an appropriate fee for credit counseling services?

In a quest to repair my credit, I have sought out the help and expertise of a credit counseling agency. I have numerous delinquencies on my credit and much information that needs to be disputed. Previous attempts to self-repair have failed, so I decided to get help from professionals. After the initial consultation, everything sounded [...]

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can someone with a 563 credit score get a mortgage?

I have been renting for two long now and iam trying to fix my credit. Iam just wasting my money on renting can anyone help me

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old medical bills that i cannot pay at this time, if i pay them later on can that fix my credit?

The last time I checked my credit score it was 738.. But I am sure it’s much lower now because of unpaid medical bills for which i really, really don’t have money. I have exactly 100 $ in my checking. I live on my credit cards and keep the cash so I can pay the [...]

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credit help, how can I fix my credit?

ok I’ve always had a credit score in the high 700s but last year I fell on hard times, I made a late payment 3 times and this year atleast twice, I also had to go to the hospital and the ambulance bill was 0 which I haven’t paid since January cause I simply don’t [...]

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