Is there a consolidation loan to pay off payday loans?

I made a huge mistake in using payday loans to help pay bills during a rough time. Now I can't get from under them and it's hard to pay on my regular bills. My credit is 495 therefore it has been hard to get a loan. Is there help for me? Once i can get [...]

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should I take a loan out using my coop to consolidate and payoff my credit card bills?

Hi this is a second similar question I asked..the previous question asked if I should use an equity line of credit to consolidate my 22000 credit card bill..consensus on that? NO But since I have full equity on my coop…might it not be a good idea to take out a LOAN at 7% to pay [...]

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