how do i improve my credit score?

i have a default notice on my credit score and it is seriously affecting the credit available to me. It is not a big credit default and was due to a mistake on the part of the company. They don't acknowledge this and i want to know if i can do anything to get my [...]

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25 years old and $18,000 in credit card debt?

I know, Im beyond dumb. Getting myself into this much debt was a HUGE mistake & even worse I have nothing to show for it. But what do you think I should do. I make decent money, have {content} in savings & pretty much live paycheck to paycheck because of all of my monhtly payments. [...]

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I’m a college student trying to improve my credit score, I need advice my credit is currently maxed out. Help!?

Okay, so I'm currently in college, and I made a huge mistake, i maxed out my credit card within a few months. My credit limit was 700, i've currently gone beyond that by about 30 dollars. How horrible is my credit now? Would this credit score be bad enough to keep me from getting a [...]

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Help..Confused Debt settlement or Debt Relief?

I am working with US Consumer Advocate on my 76,000 debt on credit cards. Started last week to work for a settlement. For the past two days I am getting calls from a guy at Federal Debt Relief Systems fdrs.org. He promises to do a better faster job then USCA and repair my credit (yea [...]

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How can I pay off a huge sum of credit card debt without ruining my future??

I am a 20-yr old student, halfway through college. When I began college, I recieved all of those "college" credit card offers mailed to my house. I made the mistake of not cutting up the cards and just threw them away and now someone in my family has used the cards to rack up between [...]

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Should I pay cash for a car or take out a loan and pay it back quickly?

Thanks to an inheritance I have ,000 in my checking account right now. I need to buy a decent car. Should I open a savings account and then try to take out a four or five thousand dollar loan and pay it right back? Will this improve my credit score? Right now my credit is [...]

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I have six collections accounts, three are medical, and 3 are paid in full, how do i improve my credit score ?

I am wanting to clean up my bad score and settle these debts once and for all. However it seems i made the mistake of paying for some of them and it good faith wanting the agencies to remove the negative information from my file. With that said all six items are still on my [...]

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