Young with serious credit issues?

I need some help with this. When I was a teenager, I signed up for a cellphone plan, but almost immediately after, I got into a very serious medical situation in the family. Now, I SHOULD have cancelled the phone plan. But being short sighted, I didn’t think about it, let it run on, collect [...]

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First Time Home Buyers: Home Loan with OK credit?

My husband has been fixing his credit for the past year. The only thing that was hurting us to get a loan was a 30 day late on his credit report and they said to wait exactly one year so the 30 day late will show a year old. Well the year is about to [...]

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How do you get rid of credit card debt?

I don’t know if you’ve ever been in the same road as me but I need help desperately. First of all I have learned my lesson about credit cards and won’t make that mistake again-believe me. I was laid off from work last month and started going downhill ever since. I have two credit cards [...]

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How did you pay off credit card debt?

I don’t know if you’ve ever been in the same road as me but I need help desperately. First of all I have learned my lesson about credit cards and won’t make that mistake again-believe me. I was laid off from work last month and started going downhill ever since. I have two credit cards [...]

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can someone please help me. i have very bad credit because i never paid my student loan and had many ?

collection agencies after me for a long time but all of a sudden they stopped a couple of years ago and i haven’t heard anything or received a letter from anyone. this loan is over 11 years old and i got it in VANCOUVER, BC but I’m now living in TORONTO, ONTARIO for the past [...]

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Credit Card Issues (how to get out of it)?

I have a credit card with about ,000. I’ve used the credit card for paying for school, stupidly believing that would be a better route than getting a student loan (yes, I know, stupid thinking). I got a car a year ago, and that has opened my eyes to all this stuff about loans and [...]

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Can I fix my bad credit from co-signing a loan?

I co-signed on a mortgage loan for a friend who ended up losing their job soon after they bought the house. They were late four times on their payments and I was never notified by the bank or them. Now I’m trying to refinance and my bank is telling me its not possible because of [...]

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