I have a credit card with about ,000. I’ve used the credit card for paying for school, stupidly believing that would be a better route than getting a student loan (yes, I know, stupid thinking). I got a car a year ago, and that has opened my eyes to all this stuff about loans and [...]
Continue reading...Monday, May 3, 2010
I co-signed on a mortgage loan for a friend who ended up losing their job soon after they bought the house. They were late four times on their payments and I was never notified by the bank or them. Now I’m trying to refinance and my bank is telling me its not possible because of [...]
Continue reading...Monday, March 29, 2010
Okay so I received an e-bill today from Bank of America saying I owe 0 by next month, even though I paid my bill for this past month. The lady on the phone was only able to reduce my late fee charge in half, so instead off a grand total of 0 it is now [...]
Continue reading...Sunday, March 21, 2010
I have several charge offs, and collections items on my credit report. I would like to get these items removed. The biggest challenge is with Experian they do not delete anything. I would like to purchase a home increase my score. I paid all my collection accounts and charge offs everything have zero balances three [...]
Continue reading...Saturday, March 13, 2010
I have several charge offs, and collections items on my credit report. I would like to get these items removed. The biggest challenge is with Experian they do not delete anything. I would like to purchase a home increase my score. I paid all my collection accounts and charge offs everything have zero balances three [...]
Continue reading...Friday, March 12, 2010
On new years eve i tried to commit suicide because of a lot of guilt i had after an abortion.. but thankfully i was unsuccessful. i’ve learned already from this mistake but just recently i got a bill that was over 10,000 dollars. Im 19 with no job and i just started school full time [...]
Continue reading...Wednesday, February 3, 2010
Currently my credit score is very low as i did not make any payments since1999 and so on because of which 3 of my Credit Card companies charge off, reported loss or Cancel/Closed the accounts, and they in turn sold them to Collection companies who are reporting them every year to the credit bureau, by [...]
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Friday, August 20, 2010
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