Is now a smart time to pay off credit card debt or save?

I'm just curious. I should be coming into a little money sometime soon and I didn't know if it would be more wise to pay off debt or to save, seeings as the economy is being flushed down the toilet right now. What is my best option and why? I'm making large (yet still minimum) [...]

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Any comments on experiences with Debt Negotiation firms, firms that claim to reduce one’s credit card debts?

After a divorce, my debts with credit card companies, especially with new increased minimum payments are unachieveable, and I'm looking for relief – these companies claim that,for a fee, 15% of the negotiated total = typically 50 – 60% of the original balance, they will negotiate with the credit card companies and you pay the [...]

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How can I pay off my credit card debt?

My husband I got married a year ago and we had to pay for our wedding ourselves along with our honey moon. We ended up in a great deal of credit card debt from this as well as trying to furnish a home. We have a personal loan for 19,000 that we are paying off [...]

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