An Average Credit Score It Is Important When Borrowing

An Average Credit Score It Is Important When Borrowing The average credit score is the rating that the 3 major credit bureaus assign to your credit report. It is based on your borrowing and repayment habits and depends on how much money you owe and how many times you have applied for credit. If you [...]

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The 4 Steps to Creating Good Credit

As a consumer youve learned the importance of establishing a good credit rating with your lenders. Whether you are shopping for a new home or auto, or searching for the best deals on insurance, your credit worthiness will be judged by your credit rating or credit score. A bad credit history or bad credit habits [...]

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The 5 Common Credit Score Myths

Your credit score is an integral part of your financial life. It is important that you understand what it’s all about. Lenders, landlords, insurers, utility companies and even employers look at your credit score. It is derived from what’s in your credit reports, and it ranges between 300 and 850. Yet, according to a survey [...]

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How can I improve my credit score from a 667 to a 700 in a timely fashion?

I’m 24 years old and I’ve had almost stellar credit for a while. Unfortunately though, a 60-day late payment was recently reported to all (3) major credit bureaus. It’s for a student loan payment that I’ve paid late because it was going to an incorrect address. I’ve tried disputing it but they claim I signed [...]

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