How To Get Out Of Debt More Quickly

Pay more than the required payment (make extra payments in the manner your lenders prescribe so you don’t lose out because of computer errors, etc.) focus on your highest rate debt first. Bi-weekly payments are an excellent means to pay extra principal almost painlessly if your paydays are weekly or bi-weekly, and if there are [...]

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Credit Card Debt Prevention Is Better Than Cure

If you have credit cards, but have not yet let your spending get out of hand, then now is the time to take stock of your position and make some decisions about your financial future. Ask yourself what do you want those credit cards for? Do you just want them so that you have a [...]

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Best way to fix/improve credit history?

My girlfriend had to file for bankruptcy 5 years ago (thanks to her ex). Her credit history got screwed up because of that. She has no credit cards. I ran her credit report and will call all lenders who have outstanding problems with her. What other steps can I take to help her improve her [...]

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How To Avoid Bad Credit

Because we live in a society that is dependent on credit, having credit that is bad can make life very difficult. Many high paying jobs won’t hire you. Lenders are unlikely to give you a mortgage. Getting an unsecured credit card will also be hard, if not impossible. It is not a secret that many [...]

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I was the victim of Identity Theft…?

Back in 2003. Despite detailed records, receipts, complaints to the Department of Justice, police, et cetera. No one helped me or even offered me any advice on how to proceed. As a result, my truck was reposessed in 2004, and despite trying to catch up, my credit still suffered. Fast forward to 2006. Prior to [...]

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HELP WITH CREDIT I DONT KNOW WHAT TO DO…. HOW CAN I REPAIR IT FAST?

Which lenders will do fha loans under 620 credit score? Please Help? I am a first time home buyer. I am trying to find a lender, my score is 569. The credit union that I was trying to go through said it was rough to get a loan when your score is below 600. I [...]

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Bad Credit-Home Loan?

I have a 495 credit score and just had a recent divorce and still living with my husband. I am staying with him to save money however I want to get my own home and its seems not to be possible because of my credit score. I have collections and some recent one’s too. Are [...]

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