How can I consolidate credit card debt?

I have 6 credit cards with a total debt of about 000. I would like to make 1 payment a month and start paying down the debt. Its hard to get it paid down when its spread over 6 cards. I have no late payments and my credit score is excellent. But I am stating [...]

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How soon will my credit score improve after bankruptcy?

HOw many of you filed bankruptcy adn then soon after got a checking account back and also a credit card? Well this is what I did but I stil have an auto loan current ther were some late payments from about 6 mos ago and Im wondering how this will improve or hurt my future [...]

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Bad credit score due to late payments, how do i improve my credit score.?

It's either became my "habit" or due to money constraints that I (for my husband and mine's) pay my bills (from visa to phone bills, electric bills etc) late. Some up to few months until I get a notice of cut service or collectors calling me (been like this for 4-5 yrs). Now I have [...]

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What is the fastest way for someone with BAD credit to improve their credit and credit score?

My husband and I have really bad credit. Within the next few months, though, we will be making plenty of money to where we will be able to get back on track with our bills and pay everything off. Neither of us have any repossessions, foreclosures, or bankruptcies – we've just been struggling making minimum/late [...]

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