Chase not backing down from APR increase to 19.99%(from 13.99%) despite no late payments & good credit?

I’ve had a Chase platinum card for 18 months. My credit was good when I first applied for the card, and this has not changed in the time I’ve had the card. I had it run with all three agencies in Nov of last year and the lowest score was around 730 I have never [...]

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Question on fixing my credit. I currently have a loan that was taken out in aug 2005. I make monthly payments?

of 159.00. I have not always been on time with payments. here are my late payments: 30 days Oct 2006 90 days May 2007 30 days Oct 2007 Other than that i have never been late and it is currently showing paying as agreed. However, the 90 late is just killing my credit. Does anyone [...]

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Need to fix my personal credit, but how and how fast?

I have been turned down for credit cards…do not have any in my name, but I ended up piggy backing on my wife’s Target credit card. It’s been about 9 months since sharing my wife’s credit card and do not have over 30% of borrowed and have been making monthly payments. I also went to [...]

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How can I get refinanced with a bad credit score?

I have been facing foreclosure since March. I have been getting 30 day late marks on my credit since Dec. and now I am getting 60 day late hits. I have talked to my mortgage company and they have set me up with a loan adjustment program, but while I am doing this it is [...]

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Does it take $1000/hr experts to fix the economy?

Hell no. We are getting beat up by the government, the banks and the courts. The ceiling allowed by the credit industry is 32.99% interest plus over limit and late payments for accounts in arrears. Go figure. They are not just making good profits, the banks are making outrageous profits by parenthesizing off of us. [...]

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If someone adds you to there credit card account & ruins your score can you have it removed from your report?

Hello all! A few years ago my boyfriend decided to get secondary credit cards and add me to his credit accounts. I never once used the cards, and had a perfect credit report at the time. Recently I was turned down for a credit line increase so I checked my report and found that over [...]

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If I pay a collection and obtain a secured visa how long will it take to repair my score?

I had a collection on my credit file for about a year and a half and it was for the amount of 7500 CDN dollars, I tried to negotiate with them to have this removed upon deletion but they refused. I sent the agency more than 10 letters to have them remove this collection from [...]

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