Advice on my credit report?

I recently got my credit report and score to take care of my debts from when I was younger (i intend on paying the full amounts within the next 2 months) and to improve my credit score to eventually be able to have a lender extend a line of credit to me. I have done [...]

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Can you fix your credit by yourself?

Like without going through a credit consolidation place or a law firm? Can i work something out on my own? I have 13 accounts in collections & 1 account has a judgment against me & I really want to get it fixed I just don’t know how. Please help

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I want to fix my credit and I have questions about my report?

I have pulled my credit directly from all three reporting agencies and I want to start fixing my credit. I have a few questions about what is being placed on my credit. 1.) An acct I paid off reads paid, closed/ collection account – Is this what it is suppose to read and is that [...]

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Best way to repair my bad credit…will any of these actions help?

Several years ago I bit off more than I could chew and had 3 major credit cards(Discover, Cap1 and MBNA) To make a long story short, they were all charged off about 5 years ago. I was going through a rough patch in my life and accrued some other miscellaneous debts like a 00 cell [...]

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Can a civil judgment be eliminated by a bankruptcy?

I am in the process of trying to get s default judgment against me vacated/set aside. It was a rental property issue, not an auto accident or credit card debt. I am a single parent, currently unemployed and have no assets, not even a car at this point in time. Obviously, no money for a [...]

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Do You Really Know How to Improve Your Credit?

The only one who can fix your credit is you, and this process can only happen over time as you take steps to improve your credit on your own. First, contact your creditors when you realize you are unable to make your payments. If you need help preparing a budget and working out a payment [...]

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Accurate Negative Information And Controlling Your Debt

When negative information in your report is accurate, only the passage of time can assure its removal. A consumer reporting company can report most accurate negative information for seven years and bankruptcy information for 10 years. Information about an unpaid judgment against you can be reported for seven years or until the statute of limitations [...]

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