I bought my first house in US last winter and went through every hassle trying to take advantage of the tax credit. I took a forclosed house and took line of credit to fix it hoping that my credit would help to pay it back. After 6 months of delay, IRS has denied it due [...]
Continue reading...Wednesday, December 22, 2010
1. Consumer-protection statutes and regulations do not protect against: a. deceptive advertising. b. the negligence of the consumer. c. unsolicited credit cards to creditworthy consumers. d. unreasonable methods of debt collection by debt-collection agencies. 2. Who may bring an action for relief under consumer-protection legislation? a. an administrator provided for by the UCCC b. a [...]
Continue reading...Thursday, September 23, 2010
I’ve just received a second letter from the IRS saying I owe taxes on a tax return from a few years ago. My first letter came about a month ago. Honestly, I can’t afford to pay it and I’m barely making my credit card payments. My brother in law told me that there are tax [...]
Continue reading...Tuesday, September 14, 2010
I need a loan to pay some bills that are pending since i got sick and had to miss work for a few weeks. Including my credit card & the IRS, im back at work & ive been slowly trying to pay these and many more bills & trying to fix my credit before it [...]
Continue reading...Thursday, September 9, 2010
I am 27, I have never had a credit card. I’ve never got accepted. I recently got my 3 credit scores from my bank and my numbers are horrible. On my record it shows one item that doesn’t specify what it is and I don’t recall it either (as I’ve never been allowed a credit [...]
Continue reading...Wednesday, September 8, 2010
I have about 000 in unsecured credit card debt spread out over 9 credit cards (BofA, Citi, Mrk, WFG, Chase, Dell, Macys, Target). Why this much? I was dumb and stupid and have no sense of money management but was also married and made some bad business investments. I am now divorced. Majority are now [...]
Continue reading...Saturday, April 17, 2010
My ex partner and I bought a condo in Atlanta, Ga. However, we were forced to move because our jobs were ending and moved to Chicago because of job offers. We tried for two years to sell the property. We finally took it off the market and got approval from our HOA to rent the [...]
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Monday, January 31, 2011
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