Do You have Negative Credit Information in Your Credit Report?

Do You have Negative Credit Information in Your Credit Report? If there is inaccurate or incomplete information in your credit report: Contact both the credit reporting agency and the company that provided the information to the Credit Reporting Agency (CRA). Tell the CRA in writing what information you believe is inaccurate. Under The Fair Credit [...]

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Paying Off Old Debt When Repairing Your Credit Can Hurt

Paying Off Old Debt When Repairing Your Credit Can Hurt Your Credit Score Paying the debt is also no guarantee that the nightmare will stop. The collector may decide that if youre willing to pay at all, you could be made to pay more. Settling a debt for a smaller amount than the collectors says [...]

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