Credit Counseling Can It Get You Into More Trouble?

Credit Counseling Can It Get You Into More Trouble? Does your heart skip when the phone rings? Are you afraid to open the mail and get another letter from a debt collector? If so, you are not alone. Many Americans are in debt up to their eyebrows and most don’t even know what options are [...]

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Are You Managing Credit And Debt Or Is It Managing YOU

Are You Managing Credit And Debt Or Is It Managing You? Credit is an established part of American life. It can be a valuable tool permitting you to purchase a home or a car, finance an education, or take advantage of special sales and offers. Unwise use of credit, however, will lead to financial problems. [...]

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Consolidating Credit Cards: How To Effectively Use Balance Transfers

The practice of transferring the balance of one credit card with a high interest rate to another credit card with a lower interest rate is a fairly common way to consolidate debt, but very few people know how to make effective balance transfers. The goal of balance transfers is very simple: to save money. If [...]

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Credit Score is Important When Buying a Car

Do you check your credit score and credit report before you go shopping for a car? You might find out that it is well worth your while to do so, as some auto dealers are taking advantage of the fact that many consumers do not know their credit scores. No one likes buying a car; [...]

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Credit Score is Important When Buying a Car

Do you check your credit score and credit report before you go shopping for a car? You might find out that it is well worth your while to do so, as some auto dealers are taking advantage of the fact that many consumers do not know their credit scores. No one likes buying a car; [...]

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