Filing for bankruptcy….?

I have a house and two vehicles. My husband and I do not have credit cards, but we have doctor bills that have damaged our credit. It is so bad that I can not refinance my home mortgage, but the payment is too high to make. I am thinking of filing bankruptcy to get rid [...]

Continue reading...

I need to raise my credit score quickly (2-3 months) – is this feasible?

I don't have to raise it much… About 10 points to qualify for better terms for a home mortgage. My mortgage broker suggested a store credit card or secured card and said as long as I paid on time and didn't max them out, I could raise my score in 2-3 months. Anyone have any [...]

Continue reading...

do you think we qualify for a construction loan, credit score wise? Please help!?

My husband and I have credit scores of 560 & 580 currently but we have a best buy credit card that shows that we have not made a payment in 9 months on our credit. I have talked to Best buy and they are in the process of fixing it because we had made every [...]

Continue reading...