Should I take out a 2nd mortgage to pay for my credit card debt?

My husband and I are in our late fifties. He is disabled and is on a set income. We only make enough money to pay a our bills. There is very little money left over for gas, groceries or everyday living. We owe 25,000 in credit card debt and have about 30,000 in equity in [...]

Continue reading...

What’s the best way to reduce credit card debt?

I know so many people say 'stop using the cards!'…but what if that's not an option? My credit card has turned into a monster…. over 17k and I only take home 13k a year. It's not like I use it for frivolous things… I use it for things like dental work, car repairs, and groceries/gas. [...]

Continue reading...