My boyfriend and I are looking at to buy a home, my credit score is 638 and his is 591. Our apt. lease is up in 4 months, and we would like to move right into a home. We are going to try and get an FHA loan, is that possible or should we try [...]
Continue reading...Thursday, July 29, 2010
OK. I am in WILSON, NC. My FH and I went and looked at a house today, it is a HUD home, list price is 120,000, but with all the repairs I don’t see it being worth that. It may be worth half of that. Im under 18, he would be the signer on the [...]
Continue reading...Tuesday, April 13, 2010
I need to find a home loan for ,000 in tennessee. I have a offer to buy two house on the same lot for ,000 each I have been everywhere to try to find a loan. I am a first time home buyer and my credit score is like a 545 or 549. Banks will [...]
Continue reading...Thursday, April 8, 2010
I am currently in the process of trying to buy my first home for my fiancee, daughter and self. (I AM CLUELESS OF THE WHOLE PROCESS) The home is VERY reasonably priced. (Under ,000) Its not much but a great starter home for us. We are applying for an FHA First Time Homebuyers loan with [...]
Continue reading...Wednesday, May 13, 2009
My husband applied for an FHA loan but was told he neeeded to raise his credit score from a 615 to a 620. Within the last couple of weeks we paid off whatver credit card amount he had. His employment and salary were fine, just the credit rating needs to increase. Our lease is up [...]
Continue reading...Tuesday, April 7, 2009
I recently struggled getting my credit score to a 580 as soon as I made it the the requirements for an FHA loan changed to a 620. I would like to know what I can do to raise the score. I paid every negative item off on my credit report. What else can I do? [...]
Continue reading...Friday, March 6, 2009
I have a FHA 5.0% fixed mortgage rate now. Would it be wise to consolidate all my credit cards, loans and mortgage to a FHA Bill Consolidation Loan at a fixed 6.0% rate? I know this would stop the creditors from dropping my 40% ratio to a 95% balance to limit ratio, and raising my [...]
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Saturday, January 1, 2011
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