Will my Credit score improve now that I’ve had negative information removed?

How long will it take to improve? All negative info was from 3+ years ago and I disputed all of it through Experian and almost all the negative feedback was deleted! It was only a 30 days late here… 30 days late there…. will my credit score improve right away now that all that negative [...]

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Is lowering my credit cards below 50% the only thing I need to do to raise my credit score?

I have credit scores of 590(experian), 597(equifax), and 612(transunion). I have 13 accounts in good standing (5 of these are paid off accounts still listed) and 2 negative items on my reports. 1 of the negative is bankruptcy which was all medical bills and the other is I trouble with about 2-3 payments on one [...]

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