Any one have experience with BAD credit and auto loans?

No answers needed,like fix your credit, save your money to buy it out right, etc and so on needed. I’ve started repair but lets face it, it will take for ever for my score to improve. Meanwhile, I now as a more responsible adult (bad choices in my late teens and early 20s) can afford [...]

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How should I go about fixing my very very bad credit? (preferably only people who really know this stuff)?

My story. Trying to give as much detail as possible so I can get some serious help. My 3 credit scores are as follows: TransUnion 530 experian 507 equifax 540 Yes. Very very poor. I bet i’m below 75% of the rest of America at least. However, i’m not trying to get any loans, really [...]

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Should I contact the original creditor (XYZ Hospital) or the collection agency listed on my credit report?

I am trying to clear up my credit report and I’m confused. I have my credit report (equifax) and it lists my "collections". I have collection agencies with the balances – but it also lists the original creditor – all hospitals – all medical bills. Do I contact the original creditor to get that removed [...]

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Is it really possible to ‘fix’ your credit report?

I have heard people say they have paid people to ‘fix’ their credit report. Is this true and legit? I have negative things on my report due to numerous things, job loss, divorce, stupidity as a college student and a bankruptcy that is scheduled to ‘fall’ off 2011. Some of these things supposedly are to [...]

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** Personal Loans **?

I am 42 years old, single with 1 child, live in a rental home, I am full time employed with a large logistics company for 4 years. In September of 2006, I lost my parents in a car accident, dur to their fixed incomes, I have had additional debt and responsibilities placed upon me after [...]

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Important – Fixing Credit Please Help?

OK i just checked equifax and it shows this: http://img87.imageshack.us/img87/1742/fixcreditez3.jpg I paid FIrst Data merchant in full about 3 months ago… Anyone know if the information that shows is negative information that affects my credit? If it is bad where do i report that i have paid this and what type of proof do they [...]

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I checked my credit report and my score on True Credit.com?

I went to a lender to ask some questions, first of all where I stand on buying a home, how much I can qualify for and what do I do to plan for buying a second home. I first he seemed eager to help, but after a short period of days he seemed less and [...]

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