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	<title>How To Reduce Credit Card Debts And Enjoy Financial Freedom Today! &#187; Department Store</title>
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	<link>http://www.reducecreditdebt.info</link>
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		<title>Help me fix my credit score?</title>
		<link>http://www.reducecreditdebt.info/help-me-fix-my-credit-score/</link>
		<comments>http://www.reducecreditdebt.info/help-me-fix-my-credit-score/#comments</comments>
		<pubDate>Thu, 01 Apr 2010 19:24:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Questions]]></category>
		<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Department Store]]></category>
		<category><![CDATA[Reflection]]></category>

		<guid isPermaLink="false">http://www.reducecreditdebt.info/help-me-fix-my-credit-score/</guid>
		<description><![CDATA[I&#8217;m looking to improve my credit score. I just checked my credit report and apparently have a small account open with a department store. I have always had a 0 balance on this card, since 2002. Is it more beneficial to me to close this account or leave it open? If I do close it [...]


Related posts:<ol><li><a href='http://www.reducecreditdebt.info/difference-between-credit-score-and-fico-score/' rel='bookmark' title='Permanent Link: What’s the Difference between the Credit Score and the FICO Score?'>What’s the Difference between the Credit Score and the FICO Score?</a> <small>Technically there is no difference between the credit score and...</small></li></ol>]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Help repairing credit, what do I do now?</title>
		<link>http://www.reducecreditdebt.info/help-repairing-credit-what-do-i-do-now/</link>
		<comments>http://www.reducecreditdebt.info/help-repairing-credit-what-do-i-do-now/#comments</comments>
		<pubDate>Sat, 13 Feb 2010 09:36:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Questions]]></category>
		<category><![CDATA[Auto Loan]]></category>
		<category><![CDATA[Charge Card]]></category>
		<category><![CDATA[Collection Accounts]]></category>
		<category><![CDATA[Collections]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Department Store]]></category>
		<category><![CDATA[Due Date]]></category>
		<category><![CDATA[Grad School]]></category>
		<category><![CDATA[loan accounts]]></category>
		<category><![CDATA[Medical Bills]]></category>
		<category><![CDATA[Open Accounts]]></category>
		<category><![CDATA[Secured Credit Card]]></category>
		<category><![CDATA[store charge]]></category>
		<category><![CDATA[Student Loan]]></category>

		<guid isPermaLink="false">http://www.reducecreditdebt.info/help-repairing-credit-what-do-i-do-now/</guid>
		<description><![CDATA[I am 23-yrs. old and I am desperately trying to repair my credit. I have paid down all my collection accounts except for two medical bills totaling 00.00. These two accounts are 4-years old. However, I have recently obtained an auto loan and a secured credit card as of April 2006. I pay both before [...]


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		<slash:comments>13</slash:comments>
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		<item>
		<title>Organize Credit Card Debt</title>
		<link>http://www.reducecreditdebt.info/organize-credit-card-debt/</link>
		<comments>http://www.reducecreditdebt.info/organize-credit-card-debt/#comments</comments>
		<pubDate>Sun, 29 Nov 2009 04:00:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debts]]></category>
		<category><![CDATA[Best Interest]]></category>
		<category><![CDATA[Consolidating Credit Card]]></category>
		<category><![CDATA[Consolidating Credit Card Debt]]></category>
		<category><![CDATA[Consolidating Debt]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Debt]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[Department Store]]></category>
		<category><![CDATA[Emergencies]]></category>
		<category><![CDATA[Frequent Flier Miles]]></category>
		<category><![CDATA[Gas Cards]]></category>
		<category><![CDATA[Interest Charges]]></category>
		<category><![CDATA[Interest Rate]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Lot]]></category>
		<category><![CDATA[Lower Monthly Payments]]></category>
		<category><![CDATA[Organize]]></category>
		<category><![CDATA[Several Steps]]></category>
		<category><![CDATA[Way Of Life]]></category>

		<guid isPermaLink="false">http://www.reducecreditdebt.info/organize-credit-card-debt.html</guid>
		<description><![CDATA[If credit cards have become a way of life for you, it might be time to organize your credit cards. If you have a lot of credit card debt, you might even want to look at consolidating your cards to a lower rate card that will save you in interest charges. Be careful, done incorrectly, [...]


Related posts:<ol><li><a href='http://www.reducecreditdebt.info/should-i-take-out-a-loan-to-reduce-credit-card-debt-2/' rel='bookmark' title='Permanent Link: Should I take out a loan to reduce credit card debt?'>Should I take out a loan to reduce credit card debt?</a> <small>I have about 10K in credit card debt. I have...</small></li><li><a href='http://www.reducecreditdebt.info/how-to-stop-credit-card-debt-before-it-even-happens/' rel='bookmark' title='Permanent Link: How to stop credit card debt before it even happens'>How to stop credit card debt before it even happens</a> <small>Debts can gift you sleepless nights make you irritable and...</small></li><li><a href='http://www.reducecreditdebt.info/combating-with-secured-loan-debt-is-not-that-hard-know-why-2/' rel='bookmark' title='Permanent Link: Combating With Secured Loan Debt Is Not That Hard- Know Why'>Combating With Secured Loan Debt Is Not That Hard- Know Why</a> <small>f you are visiting this page and reading this article...</small></li></ol>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Credit For Young People: Establishing A Credit History</title>
		<link>http://www.reducecreditdebt.info/credit-for-young-people-establishing-a-credit-history/</link>
		<comments>http://www.reducecreditdebt.info/credit-for-young-people-establishing-a-credit-history/#comments</comments>
		<pubDate>Wed, 18 Nov 2009 13:33:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Bad Credit History]]></category>
		<category><![CDATA[Better Business Bureau]]></category>
		<category><![CDATA[Car Loan]]></category>
		<category><![CDATA[Clueless]]></category>
		<category><![CDATA[Collateral]]></category>
		<category><![CDATA[Credit Card Check]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Creditors]]></category>
		<category><![CDATA[Department Store]]></category>
		<category><![CDATA[Duh]]></category>
		<category><![CDATA[Fuel Card]]></category>
		<category><![CDATA[Issuing Bank]]></category>
		<category><![CDATA[Leading Bank]]></category>
		<category><![CDATA[Secured Loan]]></category>
		<category><![CDATA[Shape]]></category>
		<category><![CDATA[Signature]]></category>
		<category><![CDATA[Teenager]]></category>
		<category><![CDATA[Young Adult]]></category>
		<category><![CDATA[Young People]]></category>
		<category><![CDATA[Young Person]]></category>

		<guid isPermaLink="false">http://www.reducecreditdebt.info/credit-for-young-people-establishing-a-credit-history.html</guid>
		<description><![CDATA[If you&#8217;re like me, a teenager or young adult, just getting started in the big wide world, getting credit can be tough. Most creditors want to see a solid credit history before they give you a loan. They seem to be as clueless as I am as to how to get a credit history. After [...]


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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Accurate Negative Information And Controlling Your Debt</title>
		<link>http://www.reducecreditdebt.info/accurate-negative-information-and-controlling-your-debt/</link>
		<comments>http://www.reducecreditdebt.info/accurate-negative-information-and-controlling-your-debt/#comments</comments>
		<pubDate>Wed, 26 Aug 2009 23:48:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Debts]]></category>
		<category><![CDATA[Bankruptcy Information]]></category>
		<category><![CDATA[Credit Card Accounts]]></category>
		<category><![CDATA[Credit Unions]]></category>
		<category><![CDATA[Creditors]]></category>
		<category><![CDATA[Criminal Convictions]]></category>
		<category><![CDATA[Debt Collectors]]></category>
		<category><![CDATA[Department Store]]></category>
		<category><![CDATA[Family Illness]]></category>
		<category><![CDATA[Financial Crises]]></category>
		<category><![CDATA[Gasoline Card]]></category>
		<category><![CDATA[Insufficient Credit]]></category>
		<category><![CDATA[Judgment Against]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Passage Of Time]]></category>
		<category><![CDATA[Reporting Companies]]></category>
		<category><![CDATA[Seven Years]]></category>
		<category><![CDATA[Statute Of Limitations]]></category>
		<category><![CDATA[Time Limit]]></category>
		<category><![CDATA[Travel Entertainment]]></category>
		<category><![CDATA[Verifiable Accounts]]></category>

		<guid isPermaLink="false">http://www.reducecreditdebt.info/accurate-negative-information-and-controlling-your-debt.html</guid>
		<description><![CDATA[When negative information in your report is accurate, only the passage of time can assure its removal. A consumer reporting company can report most accurate negative information for seven years and bankruptcy information for 10 years. Information about an unpaid judgment against you can be reported for seven years or until the statute of limitations [...]


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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Build a Credit Strategy</title>
		<link>http://www.reducecreditdebt.info/build-a-credit-strategy/</link>
		<comments>http://www.reducecreditdebt.info/build-a-credit-strategy/#comments</comments>
		<pubDate>Wed, 26 Aug 2009 13:11:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Asking For A Loan]]></category>
		<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[Closer Look]]></category>
		<category><![CDATA[Co Signer]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit History]]></category>
		<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[Credit Strategies]]></category>
		<category><![CDATA[Credit Strategy]]></category>
		<category><![CDATA[Department Store]]></category>
		<category><![CDATA[Family Member]]></category>
		<category><![CDATA[Gas Stations]]></category>
		<category><![CDATA[Important Information]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Loan Application]]></category>
		<category><![CDATA[Matter What Your Situation]]></category>
		<category><![CDATA[Personal Loan]]></category>
		<category><![CDATA[Six Months]]></category>
		<category><![CDATA[Upfront Fees]]></category>

		<guid isPermaLink="false">http://www.reducecreditdebt.info/build-a-credit-strategy.html</guid>
		<description><![CDATA[This article will help explain how you should build credit especially if you do not have any credit. Credit is something every adult should have so you are able to move your life forward. Enjoy the article. If you are trying to build your credit there are a lot of strategies we can look at [...]


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		</item>
		<item>
		<title>5 Things To Protect Your Credit Score This Holiday Season</title>
		<link>http://www.reducecreditdebt.info/5-things-to-protect-your-credit-score-this-holiday-season/</link>
		<comments>http://www.reducecreditdebt.info/5-things-to-protect-your-credit-score-this-holiday-season/#comments</comments>
		<pubDate>Mon, 20 Jul 2009 23:29:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Improve Credit Score]]></category>
		<category><![CDATA[Calendars]]></category>
		<category><![CDATA[Credit Card Balances]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Credit Scoring System]]></category>
		<category><![CDATA[Department Store]]></category>
		<category><![CDATA[Family And Friends]]></category>
		<category><![CDATA[Financial Trouble]]></category>
		<category><![CDATA[Frenzy]]></category>
		<category><![CDATA[Holiday Season]]></category>
		<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[Instant Credit]]></category>
		<category><![CDATA[New Car Loan]]></category>
		<category><![CDATA[Payment History]]></category>
		<category><![CDATA[Poor Quality]]></category>
		<category><![CDATA[Quality Credit]]></category>
		<category><![CDATA[Score One]]></category>
		<category><![CDATA[Social Commitments]]></category>
		<category><![CDATA[Staying On Top]]></category>
		<category><![CDATA[Time Payment]]></category>

		<guid isPermaLink="false">http://www.reducecreditdebt.info/5-things-to-protect-your-credit-score-this-holiday-season.html</guid>
		<description><![CDATA[5 Things To Protect Your Credit Score This Holiday Season 1. Avoid Department Store Offers for Instant Credit and Don&#8217;t Open Up New Lines of Credit &#8221; Would you like to save 10% today on your purchase today?&#8221;. We have all been asked that question when paying for our purchases. Every store under the sun [...]


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