Credit card bill indiscrepancies and getting out of debt…?

Hello, I acquired credit card debt in the years between 2001 and 2006 and have been making a point of paying my credit card bill on time since then, and making more than the minimum payment (far more when possible) in an attempt to get out of that debt at some point before my age [...]

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What is the best way to payoff my credit card debt?

I currently have around 10,000.00 dollars of credit card debt on three different cards. I am paying 29.99% on two of them, and 22.99% on the other one. I have tried to get a card with a better rate to transfer my balances to, but the issuers won't give me one because I am using [...]

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Can you eliminate credit card debt by declaring bankruptcy?

Can an individual eliminate credit card debt by declaring bankruptcy? I didn't think you could wipe it out, just get the bill collectors off your back. But, someone told me that it depends on which chapter of bankruptcy you use. The right one WILL eliminate credit card debt. I know someone who has ,000 in [...]

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If I put all of my student loan debt on a credit card, could I cancel this out by declaring bankruptcy?

I currently owe ,000 in student loans and I am having a hard time paying them off. The loans are private (sallie mae) and I am not elligible for consolidating them via federal loans since I am not a US citizen. I was not able to get a visa so I had to leave the [...]

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