Can someone recommend a debt management program?

I had previously anticipated cost of living adjustments (COSA’s) for both the VA disability (I’m a disabled veteran) and Social Security disability. Thanks to the economy, my projections have been laid waste as the government has friezed those adjustments the last three years. Where I once projected having an extra 0 a month, I’m now [...]

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How can I attempt to fix my credit from mistakes I made in college?

When I was pursuing my undergraduate degree, I was an idiot when it came to credit cards. To make a long story short, I looked as credit cards as “free money” so needless to say, a lot of financial mistakes were made. I also have some medical bills from a few years back when I [...]

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Lower Your Credit Card Debt

You can lower credit card debt through a variety of options. Consolidating your debt into one loan can help lower interest rates and monthly payments. If you need additional help, you can use a debt management or debt negotiation company. Both offer programs to reduce your debt, helping you to get a handle on your [...]

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The Pros And Cons Of Credit Card Debt Settlement

Are you a self-confessed shopaholic who buys anything and everything that you get your shopping addicted hands on? Such thoughtless and impulsive buying will most likely result in the accumulation of a bunch of junk that will simply collect dust. Can you even remember that silk scarf you just had to have and since it [...]

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What do you think about debt consolidation?

I heard going through one of those debt consolidation companies is just as bad as declaring bankruptcy. Is that true? If not which one is the best to deal with?

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How do I repair my credit score 6 years after being Ch.7 discharged!?

How do i increase my FICO score after declaring Bankruptcy over 6 years ago? My current Fico score is 665. I currently have 3 credit cards. 1. 3000 credit limit. (Current bal. 1000) 2. 2000 credit limit (Current bal. 500) 3. 1000 credit limit. (Current bal. 0) I've being paying all my bills on time [...]

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What is the fastest way to get rid of student loan debt?

I'm paying off a lot of credit card debt and currently have my student loans in a deferral status. But the big monthly payments will start up again at the end of this year. Aside from trying to "drop off the radar screen" or looking for a much better-paying job that would quickly burn me [...]

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