Debts | How To Reduce Credit Card Debts And Enjoy Financial Freedom Today!

How Credit Card Debt Effects You

Monday, June 28, 2010

The statistics are truly mind numbing and continue to get worse each and every year. At the current rate about 1% or one in a hundred families will be forced to declare bankruptcy at some point and over 90% of Americans’ disposable income is spent paying back debts. Not a happy picture but as bleak [...]

How can I fix my credit…?

Thursday, June 3, 2010

5 Comments

I have 5 things on my credit that needs to be paid. these things add up to about 00.00 which isn’t that much. I’ve had some of these debts for 4 years… Yes it’s very bad… but I was married when I got these debts and never worked. They are in my name.. but I [...]

Best way to fix my credit?

Friday, May 28, 2010

4 Comments

So I messed up my credit. I’m 25 now and did some stupid things back about 3-4 years ago and I am ready to get my credit back on track and pay my debts off. I got a credit card, maxed it out and then didn’t make my payments on time, I had a car [...]

Fair Debt Collection Practices Act

Thursday, May 27, 2010

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The Fair Debt Collection Practices Act (also known as the FDCPA) is a US Statute added in 1978 with later amendments, which protects consumers from unscrupulous debt collection agencies or methods. It also gives consumers a way of challenging inaccurate information that may be held against them. This article gives a summary of the provisions [...]

Excessive Credit Card Debt Solutions

Thursday, May 27, 2010

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Of all the things you can do to resolve your excessive credit card debt, the first thing to do is to stop creating more. I’ve seen more than one person get out of debt briefly, only to fall back into it. Start changing those habits. Regardless of how quickly you change your habits, though, if [...]

where does one go for emergency credit card debt relief?

Sunday, May 23, 2010

3 Comments

Divorced, disabled and left with serious credit card debt…help My social security income will never pay these debts and my credit is very important to me

ripped off by a firm claiming to help me fix my credit?

Monday, May 17, 2010

5 Comments

I am not sure what to do about this, or what my legal rights are. I tried to fix my credit once with another firm, and closed and made me apply to the state bar for reimbursement. This time, I contracted a company in Jacksonville, Florida, called Provident Financial. I have to date sent them [...]