credit limit increase and credit score increase help!?

i have 1 credit card with capital one and it is only a 0 limit. ive had this card since 2005 and have consistently paid on time and it is about to have a 0 balance and yet i never can seem to get a limit increase. i had trouble early on being young and [...]

Continue reading...

Credit Help!?

Ok i think the stupidest thing happened. Target sent a letter to my mom saying that she was denied more credit to TARGET! out of places..and to check her credit to see if there was an error or why they denied her the extra credit on her card…If she was to pay off all her [...]

Continue reading...

Credit counseling: Will it help my score?

I want to fix my credit so I can get a home loan. We are doing much better financially and can afford a mortgage. But I cannot qualify for a loan due to my poor credit (most of which I screwed up when I turned 18). My score is in the 400′s somewhere. Yes, it’s [...]

Continue reading...

Trying to understand my credit report. HELP!?

I just got done with college and have a new job. I want to pay my debts off that have hurt my credit report. If my account states that it is "closed" can I still pay it off to fix my credit? What should I start to pay off first? Does one thing affect you [...]

Continue reading...

credit card question.has visa something to do?

i did settle my creditcards debts with collection agencies,now i d like to apply for a k limit to fix my credit,,now this is my main concern will visa ban me for applying for new creditcard for the reason that i was charged off for years,or it will depend it on my credit report and [...]

Continue reading...

How can I fix my credit?

In 1998 I got pregnant with my son, I made the right choice and we started our family. We got married in 4/99, my son was born in 7/99. Well, in 8/99, my husband’s ex decided she no longer felt like raising their 3 year old, packed him up and shipped him out to us. [...]

Continue reading...

how do i go about fixing my credit? i want to find out exactly what i owe and to whom.?

i dont even remember some of my debts and would like to take the first steps in correcting everything. also ways to consolidate these debts would be greatly appreciated. please help

Continue reading...