Advice on my credit report?

I recently got my credit report and score to take care of my debts from when I was younger (i intend on paying the full amounts within the next 2 months) and to improve my credit score to eventually be able to have a lender extend a line of credit to me. I have done [...]

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Looking for High Risk Lenders or loand for people with bad credit?

I am looking for a lender to help me out with our situation but I am not sure where to look. My fiance and I both have horible credit, his is from his recent divorce and being diagnosed with an illness that put him out of work for a while with no medical insurance and [...]

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Want to buy a home but need to improve my credit – can this be done and how?

I want to try to buy a home before the end of the year and my grandfather just offered to help me take care of some debts listed on my credit report. I know that paying these debts wont instantaneously improve my credit score, but i was told it would help significantly. So, can anyone [...]

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I really need advice on some major credit issues, can someone please help me?!!!!?

Hi, I recently looked on my credit report and it stated that i had 2 judgements from credit companies that i did not know about since I have been away at college and this is no excuse. I also have some chargeoffs on the report. How do I go about helping to settle the two [...]

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Amount changed on credit after Verification letter sent?? And now closed?? NO CONTACT!!?

SO CONFUSED. I sent two verification letters last week about different apartment leases that are on my credit reports. Today they are both listed as "potentially closed", and one of them has a k drop in the amount due now. And nobody has contacted me yet. What’s going on? I’m trying to fix my credit [...]

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I have horrible credit and can’t get a credit card?

I would like to get a credit card for emergencies like gas, prescriptions etc. My credit is terrible from being stupid when i was younger. I can’t fix my credit right now because i don’t have the money but it would really help me to have a card for emergencies. I can’t do one that [...]

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Credit Question: Are Credit counselling services a waste of time or do they really help?

I am 24 years old and I owe about 15,000 in unpaid student loans and charged-off credit cards. I am reading different sites and am getting mixed information regarding how long things affect your credit. Some sites are saying that regardless if i pay my debts that they will remain on my credit for 7-10 [...]

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