Is consolidating your bills a good idea before trying to get a new home loan?

The way I look at it, I'll be out of debt at the end of this year, not including my car and small student loan…yeah, I know. I made a lot of stupid decisions. I DON'T have bad credit. I've had 2 homes and sold them both. I can get a mortgage loan, but wanted [...]

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How long does it take to fix credit after paid all debts?

I've had a credit card which I paid last year , a student loan that I got out of collections 6 months ago and had a car loan that went to collections which is also paid as of last week. How long till my credit starts getting better? I can't get credit on anything now [...]

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Need help getting a loan to pay off credit card debt!! Help!!?

Were trying to get our finaces in order and trying to get out of debt. Our main problem is Credit Card debt. We got stupid and opened up a few credit cards and now our credit looks horrible. Our credit scores are OK in the high 600's. We just recently tried to get a personal [...]

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how long does it take my credit score to improve once items are alreay deleted from my credit report?

I have worked very hard on actually getting debts deleted from my credit report but my score is the same! How long do I have to wait for it to improve? Read more here

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how long does it take my credit score to improve once items are alreay deleted from my credit report?

I have worked very hard on actually getting debts deleted from my credit report but my score is the same! How long do I have to wait for it to improve? Read more here

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How do I eliminate my debt w/o destroying my good credit score/history?

Eliminating all my K credit card debt ASAP. Reducing most of my debt just enough to buy a home. My main priority/goal is to purchase a home around 0K. I've been online seeking all kinds of cards with 0% APR on balance transfers of atleast 12 months and with {content} Fee to initiate the balance [...]

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Can I take out a small loan from a bank to improve a low credit score?

Some one told me to take out a small loan (3 or 4 thousand) and pay off debts and then pay off that loan on time and that would increase my credit score alot? Is that true….imean can i get even a small loan with a bad credit score.?

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