Debt To Income Ratio | How To Reduce Credit Card Debts And Enjoy Financial Freedom Today!

How do I raise my credit score to what it should be?

Friday, May 15, 2009

I just recieved a bunch of money. I used most of it to pay off all my debts. I have no outsanding loans and the history was very good. I just resigned from my last job, and found a new one a week later. I start that one in a couple of days. So of [...]

What is the best way to resolve credit card debt?

Wednesday, April 15, 2009

1 Comment

My husband and I are struggling to pay our mortgage, two car loans, consolidation loans, two credit cards, student loans as well as medical bills for new baby. Should I see someone in a CCCS organization, or just try to stick it out for as long as I can? Our debt to income ratio is [...]

Need help getting a loan to pay off credit card debt!! Help!!?

Monday, March 23, 2009

5 Comments

Were trying to get our finaces in order and trying to get out of debt. Our main problem is Credit Card debt. We got stupid and opened up a few credit cards and now our credit looks horrible. Our credit scores are OK in the high 600's. We just recently tried to get a personal [...]

How can I raise a low credit score?

Tuesday, March 17, 2009

8 Comments

My credit score is 372. I have a car repo and LOTS of cards and loans. the repo is already written off and my card accounts are closed. I am getting ,500 in january and would like to fix my credit then. Is it best to pay off everything in full? someone told me not [...]

Would it be worth paying off credit card debt?

Monday, February 23, 2009

10 Comments

My husband and I are getting enough back with our income tax refund to pay off around 50 worth of credit card debt. Paying it off would be great, but would only save us .00 a month. We have good credit, but a pretty bad debt to income ratio. We are only renting a house [...]

Which of the 3 ways to improve your credit score?

Thursday, January 22, 2009

3 Comments

My brother's credit card score is a "C" no past due amounts, but he owns his own business and all the credit cards are very close to the max amount owing. Even though he pays every month on time, the interest rate went very high because of the debt to income ratio. So would it [...]