Anyone have experience with either Lucid Assessment or Fast Track Debt Relief?

I'm considering debt settlement for my credit cards. I hear you pretty much only get one shot at this so I want to make the right decision. Spoke with both companies and they both sound legit. Read more here

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Which is the better option in regards to reducing debt: debt consolidation or debt settlement (negotiation)?

There has been considerable debate between two specific debt reducing options: debt consolidation and debt settlement (negotiation). I'm trying to decide which is the best option to select if one wants to reduce their financial debt (specifically credit card debt). I'm sure there's pros and cons to both options, however which is more effective? Please [...]

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How can i raise my credit score if i have 6 accounts in collections and i am paying on a student loan?

…it seems like going through a debt settlement, or consolidation, or negotiation is something I can do on my own, i'm just not sure if this will raise my credit score if all my accounts are 2 years past due and I have no current open accounts. I can't even get approved for an unsecured [...]

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I am trying to consolidate my credit card debt without being a homeowner, what are my options ?

I owe about 11,000. My FICO score is good and none of my bills are delinquent. I want to maintain my FICO score as best I can while consolidating my bills to reduce interest and pay down faster. I cannot qualify for a personal loan due to my credit to debt ratio, and not being [...]

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Has anyone worked with Precision Debt Relief or other settlement companies?

I would like to know if anyone has used Precision or another settlement company and how it went. Please if you’ve used one, answer. As a person who has gotten into too much credit card debt paying for school and moves, etc. I need to do something so that I can be able to pay [...]

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