Maxing credit card before bankruptcy?

If we file Chapter 13 bankruptcy to get some debt relief we'll still have tons of school loans left to repay. We're thinking of using our ,000 credit card to pay off one of the school loans and then including that card in the bankruptcy. Are there any laws that would prevent this or is [...]

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Not sure what to do or whats best.. debt help?

My ex left me with around 13,000 in credit card debt and a car that is 14,000 from being paid off. The total monthly payments for these are around 800. I only make 800 a month right now and still have to pay rent, gas, electric and so on. I joined US Debt Relief to [...]

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Help..Confused Debt settlement or Debt Relief?

I am working with US Consumer Advocate on my 76,000 debt on credit cards. Started last week to work for a settlement. For the past two days I am getting calls from a guy at Federal Debt Relief Systems fdrs.org. He promises to do a better faster job then USCA and repair my credit (yea [...]

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Air Force – HELP!!! Reducing Debt with the Servicemembers Civil Relief Act (SCRA)?

Hi, I’ve been in the Air Force for about 6 months and I’m currently in Tech School. I have the following issue: I’m buried in debt, mostly credit card debt. I had this debt before I joined the Air Force. I was aware of the Servicemembers Civil Relief Act (SCRA, but didn’t really pay much [...]

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I am $11400 in debt. is debt relief the best way to go?

i have cut down expenses in the household and still cannot pay these credit card bills. My credit scores are already low and about 3 of 6 credit cards are delinquent. should i ask a debt relief agency to help me settle these debts? I understand this will have a negative impact on my credit [...]

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Anyone have experience with either Lucid Assessment or Fast Track Debt Relief?

I'm considering debt settlement for my credit cards. I hear you pretty much only get one shot at this so I want to make the right decision. Spoke with both companies and they both sound legit. Read more here

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About 6 month ago I contacted a debt relief agency for help. Once in can you get out? What happens then?

I'm concerned if I drop the debt relief service will my creditors (credit cards) APR sky rocket? Can I talk with my creditors after the fact of having a debt relief company to step in on my behalf. I guess I'm wanting to see what my options are??????? Read more here

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