Credit card releif question…PLEASE HELP!!!!?

Okay…so I pay a little bit more then the minimum fee every month and my balance still never seems to go down!!!! Last month I paid 0 and my balance only went down about ! All the rest went to finance charges. I’m living pay check to pay check and I can’t afford to pay [...]

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Debt Relief Agencies?

I am debating on whether to go with a debt relief agency to get my Credit Card debt down. Anyone have advice on whether this is a good idea?

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Where can I find reputable debt consolidation programs?

I am wondering where to find a trustworthy list of reputable debt-relief/debt-settlement or consolidation programs. I also need to know where to find a comprehensive list of ALL of my debts (not just the ones appearing on the credit report). Thanks.

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has anyone used a credit card counciling service for debt consolidation?

I am thinking of dealing with Clear One Debt Relief and it sounds to good to be true. What makes me leary is that they want me to go delinquent on my cards before they will step in and they will take my payments out of my checking account each month. They say they can [...]

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Debt relief programs?

My husband and I just did a major construction project on our house to make room for our five month old. Because I don’t work, but now will have to a few nights a week to help out with finances, the increase of our mortgage to cover the construction, credit card bills, student loans for [...]

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Why does debt relief always have a minimum of $10,000?

I don’t have any credit card debt but I’m just wondering why do all the commercials I see have a minimum debt of ,000 to get "debt relief"? For the record I have a credit score of 790 and have a limit of LESS than that – something seems wrong.

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I need a credit debt relief co to help me not tied to any bank or credit card co. Non profit.?

I need the name of a credit debt relief organization to help me that is independent of all the banks & card companies. A nonprofit type agency. Thank you for your help. JaQuan Nuby

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