My mother was recently scammed by a “debt relief” company that did nothing but steal her money. The company maxed out her credit cards, and even created a fake check with all her info, then deposited it into their business account. We called Bank of America to complain, and they say they can’t do anything [...]
Continue reading...Wednesday, January 20, 2010
I am in my 40′s, college educated (Information Technology), single, deep in debt (close to 6 figures) and I do not know what to do. I own a house (kind of a dump), but the bank still owns two thirds. I had lost a job that I had for a long time and it took [...]
Continue reading...Monday, January 18, 2010
Hello everyone.I need responses from people about their bankruptcy and what is involved in them.We have an extremely huge amount of credit card bills and some medical bills.Even with debt relief help we could never make the payments every month.We own our house and have a car payment.Both are current.We can not sell the house [...]
Continue reading...Sunday, January 17, 2010
Can I get government money to help reduce my debt without affecting my credit score, or reducing the amount of credit that credit card companies will extend to me? The banks got a bailout, I want one too, am I missing out, or, are all these “debt relief” commercials mentioning “bailout” just BS? (Do they [...]
Continue reading...Tuesday, January 5, 2010
Getting rid of my mortgage payment without hurting the credit that much? “What would you do in my situation?” I bought a house in 2005 for 160K, fully financed. I bought a car few months later for 20K (my fully paid one broke and I needed a new one which represented more monthly payments out [...]
Continue reading...Wednesday, December 30, 2009
My husband was out of a job for a while and of coarse we felt like there was no other choice but to use our credit cards. Now we are stuck in a big hole and can’t get out. The finance charges are ridiculous and I feel like it’s nothing but a scam. I’ll pay [...]
Continue reading...Sunday, December 27, 2009
after a major financial upset me and my husband plummeted head first into the deep dark hole of debt. We now make 30k a year. We had a 4k credit card balance that we took care of through a settlement using our entire tax refund. All of our accounts are now in collections including 8k [...]
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Friday, January 22, 2010
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