Debt Reduction Question ?

Why will the credit card companies work with debt reduction companies to lower your interest rate, but they wont work with the actual person who has the credit card ? Read more here

Continue reading...

Can anyone refer me to a reputable debt reduction company?

There are so many different companies out there claiming to be able to reduce your debt by 40-50% by working with the credit card companies. I want to reduce my debt and get it paid off once and for all without taking 20 years to accomplish it. If anyone has used any of these companies [...]

Continue reading...

What are best options for handling debt and finances

officially divorced about a year and I’ve been renting a place for about a year and a half, I’m still on the mortgage account but will be officially off in about a month. The mortgage has been paid all along so I’m ok there, but my credit has suffered in other ways. I really need [...]

Continue reading...

Where can I find the best debt negotiation solution?

After almost 2 years of paying Consumer Credit Counselors in a debt managment plan, we will no longer be able to meet their required monthly payment amount. I believe my best option is to stop paying credit card debt to them, pay my property taxes (they are behind) and essentials, and let my accounts go [...]

Continue reading...

Question about debt reduction… credit counselors please read!?

I'm about 00 in debt currently. My rating is somewhere between 525-580 depending on the credit firm. My question is that is it better to pay it all back now or make payments to my creditors (not credit cards, more like hospital bills, payday loans, old acocunts) over a six month period? Which (or what) [...]

Continue reading...

I have huge debt, need help, $38,000 in credit card debt and we are a negative $400.00 per month,?

We are in our late 50's have 2 mortgages and all this credit card debt, we were just making it and then my husband had 2 colon cancer surgeries in 6 months, I am afraid of debt reduction because I have heard bad things, and debt counseling would save some, but it all seems so [...]

Continue reading...

I want to settle a credit card debt but…..?

I also want to avoid a 1099-C. I was once told there was more than one way this debt reduction can be treated by the bank company I owe. What is that called?

Continue reading...