Tag Archive | "Debt Management"

25 years old and $18,000 in credit card debt?

Saturday, June 6, 2009

9 Comments

I know, Im beyond dumb. Getting myself into this much debt was a HUGE mistake & even worse I have nothing to show for it. But what do you think I should do. I make decent money, have {content} in savings & pretty much live paycheck to paycheck because of all of my monhtly payments. [...]

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Are there any Debt Reduction or Debt Management firms in India that work from an Individual’s side?

Saturday, June 6, 2009

2 Comments

This credit card company offered false claims for settlement four times just to take out money in lumpsum from me. I want to get this card settled and done with. Can anyone tell of some Debt Management or Debt Reduction firms in INDIA who can negotiate the terms and conditions from my side from the [...]

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Credit Card Debt?

Tuesday, May 12, 2009

7 Comments

I am struggling with CC debt. Based on some info here, I called one of the co's and said I was having a hard time and asked if they could reduce my interest rate. They said they couldn't until August to review again. They said I needed to call the debt management department (I believe). [...]

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How can I pay off a huge sum of credit card debt without ruining my future??

Sunday, May 3, 2009

9 Comments

I am a 20-yr old student, halfway through college. When I began college, I recieved all of those "college" credit card offers mailed to my house. I made the mistake of not cutting up the cards and just threw them away and now someone in my family has used the cards to rack up between [...]

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Whats the best way to pay off a credit card debt?

Friday, February 20, 2009

7 Comments

I have paid off my car lease and balloon payment of ,000 with a credit card because it had a lower APR…now I regret doing it because my credit looks terrible bc I have such a high balance. I do not own a house and I applied for a few personal loans or used car [...]

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Credit Card Debt Consolidation?

Thursday, January 15, 2009

1 Comment

These companies that offers debt consolidation and credit management, do they really cut your credit card bills to 40%??

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